You can sign up at a during checkout, at affirm.com, or in the affirm app.

When you sign up during checkout, you automatically find out if you’re eligible to make a purchase with Affirm. This extra step doesn’t affect your credit score.

To sign up online during checkout:

1. At checkout, select Affirm as your payment method.
2. Follow the prompt to enter your mobile number. Select Continue.
3. Type your full legal name and your email address.
4. Type your date of birth and the last 4 digits of your Social Security number.
5. Select Create account.
6. See your purchase decision.

To sign up on affirm.com:

1. Click Create account at affirm.com.
2. Type your full legal name.
3. Type your mobile number and your email address.
4. Type your date of birth and the last 4 digits of your Social Security number.
5. Click Create account.

To sign up in the Affirm app:

1. Download the free Affirm app from the App Store (iOS) or the Google Play Store (Android).
2. Follow the prompt to enter your mobile number. Select Next.
3. Enter your full legal name and your email address.
4. Enter your date of birth and the last 4 digits of your Social Security number.
5. Select Create account.

Affirm does not charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account.

Your APR may be different depending on your creditworthiness and where you are shopping. The exact terms that apply to your purchase will be given when you check out with Affirm.

Interest

At checkout, Affirm will always show the total amount of interest you’ll pay and will never charge more beyond that. This way, you always know what you’re getting into.

No fees

Affirm does not charge late fees, service fees, prepayment fees, or any hidden fees.